Investor loans that work the way your business does
Whether you're buying your first rental or growing a portfolio, I'll help you find a financing path for your goals. That includes DSCR loans that qualify on the property's rental income and can close in an LLC.
DSCR loans
DSCR (debt service coverage ratio) loans look at whether the property's rent covers its housing payment, instead of relying on your personal income. That can be a good fit for self-employed investors and growing portfolios.
Close in an LLC
Many investors prefer to hold rentals in a business entity. DSCR and other business-purpose loans can close in the name of an LLC, subject to lender guidelines.
Florida investment properties
These business-purpose loans are for investment properties located in Florida, subject to lender guidelines and property eligibility.
Who this is for
- First-time and experienced rental investors
- Self-employed buyers who prefer not to qualify on personal income
- Investors buying long-term rentals
- Investors adding to an existing portfolio
What we'll review
- Expected rental income and property details
- Down payment and reserves
- Credit and entity (LLC) documents
- Purchase or refinance goals, including cash-out (eligibility rules apply)
Try the DSCR calculator Investor checklist
Business-purpose loans are for investment properties only, not for a home you'll live in. All loans subject to credit approval, underwriting guidelines, property appraisal, and program availability. Brittanny Ferguson originates mortgage loans for properties located in Florida only.
“you can tell she cares for her clients... her knowledge is unmatched.”
“extremely knowledgeable, responsive and makes sure the loan is processed smoothly!”
“personable, professional, & responsive!”
Let's run the numbers on your next deal.
Tell me about the property and your goals, and I'll show you how the financing could work.
Get Pre-Approved opens my secure online application portal in a new tab. Or get a custom quote first.
Call or text 954-990-3163 · Office 561-266-2621 · brittanny.ferguson@libertyml.com