Florida Home Loans
Buying a home? Start here.
You don't need to know everything about mortgages. You just need someone who can help you figure it out.
Mortgage guidance for real people, real budgets, and real-life situations.
Find your starting point
A few quick questions help us understand what you need and how we can help. There’s no obligation and no impact on your credit.
Step 1 of 7
Thank you! I’ve got it from here.
I’ll look over your answers and reach out personally to talk through your options. There’s no obligation.
Ready to take the next step now? You can start your application on my secure portal anytime.
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Your information is never sold. This is not a loan application, a rate quote or a commitment to lend.
Your Free South Florida Homebuyer Starter Kit
Not sure where to start? Download my free, plain-English kit and take the first step tonight, with no commitment.
- "Am I Ready?" Checklist: credit, savings, and documents, in one page
- Monthly Budget Worksheet: find a comfortable price range before you shop
- Document Gathering List: exactly what lenders ask for, so nothing slows you down
- Florida Down Payment Assistance Guide: the programs to ask about, including Hometown Heroes (check current availability)
- South Florida Condo Buyer Tips: questions to ask before you fall in love with a unit
- Pre-approval in as little as 24 hours
- Direct line to me, from application to closing
- Serving buyers and homeowners across Florida.
- Backed by Liberty Mortgage Lending
A clear path, from "Can I?" to "We closed!"
Mortgages feel complicated because nobody explains them. I do.
Talk
Book a 30-minute call about your goals, timeline and questions. No question is too basic.
Plan
We review income, credit and savings so you know what's comfortable and which programs fit.
Pre-Approve
A strong letter in as little as 24 hours once your documents are in, plus a call and email walking through your options and estimated payment.
Shop
I work alongside your Realtor and update your letter for each offer.
Close
I stay on top of underwriting and keep you updated, so closing day is about your keys.
Not ready yet? That's okay. We'll build a simple plan for credit, savings and documents so you're ready when the right home is.
Make My Plan (opens booking page in a new tab)Mortgage calculator: see what your payment could look like
Estimate principal, interest, taxes, insurance and HOA dues. You enter every input, including the interest rate. Nothing you type is saved or sent.
Monthly payment (PITI)
Principal, interest, taxes and insurance, plus HOA, flood and mortgage insurance if they apply.
“Working with her gives me so much peace because I know I'm in good hands every step of the way.”
“As a first-time homebuyer, it was reassuring to work with someone so knowledgeable and trustworthy.”
“She explained everything clearly, stayed on top of every detail, and made what could have been a stressful experience feel smooth and manageable.”
Verbatim excerpts from Google reviews.
Ready to feel confident about buying a home?
Whether you're buying in 30 days or a year from now, the first step is a simple conversation. Let's figure out your path, together.
Get Pre-Approved opens my secure online application portal in a new tab. Or get a custom quote first.
Call or text 954-990-3163 · Office 561-266-2621 · brittanny.ferguson@libertyml.com